Florida continues to stand out in the national HOA landscape, accounting for more than one in six of all HOA and condo-association lien filings in 2025 — with 49,447 cases, marking an 8.5% increase. This uptick reflects the unique environment we see here: a high number of HOAs, rising insurance premiums, and new safety laws that are bringing deferred maintenance issues to light. Over my 35+ years serving Orlando and Central Florida, I've seen firsthand how these factors can impact both homeowners and investors. Understanding the complexities behind HOA obligations and potential liens is crucial for anyone navigating our market. Whether you're considering a new purchase or managing an investment property, staying informed about these developments helps you protect your assets and make confident decisions. Integrity, experience, and your results — that’s what we stand by in every transaction.
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