Condo rule adjustments: A gamechanger for the Florida market?

With more than 35 years guiding buyers, sellers, and investors through the Central Florida market, I know how quickly lending rules can shift the landscape. The latest changes to condo lending—requiring full association financial reviews and higher reserve requirements—have made securing conventional loans for condos a real challenge here in Florida. While demand for condos remains strong, these hurdles mean more buyers may find themselves exploring portfolio and non-qualified mortgage options. If you're thinking about a condo purchase or investment, it’s more important than ever to understand how these new requirements affect your path forward. At Real Estate 360, Inc., we’re committed to helping our clients navigate these shifts with confidence, identify the right opportunities, and make smart decisions that align with their goals. Orlando’s market is always evolving—having the right guidance makes all the difference.

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